This title introduces basic concepts related to exchange and markets, including how communities meet challenges caused by scarcity, and factors that influence pricing. Readers are encouraged to look for examples of the goods and services produced and provided in their local communities.
This title explains why people in one country trade goods and services with people in other countries. Accessible, real-world examples help readers understand how needs are met through the exchange of goods and services around the world. Concepts include trade, importing, and exporting.
This important title helps young readers build the skills to make smart choices when spending and saving their money. Realistic examples provide an understanding of the outcomes of spending using different means such as cash or credit. Readers will learn about the benefits of saving money, the various ways to do it, and how a bank manages money. Essential concepts such as credit reports and cost of living are introduced.
Readers learn about making, saving, and borrowing money in this illuminating guide for young people on how to manage the money they earn. Helpful examples get readers thinking about how they plan to earn income in the future. Clear text helps them understand relevant concepts such as income tax, interest, and the positive and negative effects of making investments and borrowing money for large purchases.
Building the skills now to make smart money decisions throughout your lifetime is a sure way to secure your financial future. This inspiring guide encourages young readers to be financially literate for life and to look past today to their financial futures. Readers will learn that financial decisions can have a long-term impact on their lives and that it's important to learn how to manage risks and debt. Using the tips and concepts they have learned, readers will be given the opportunity to practice financial planning for the future.
The basic concepts of financial literacy are explored in this important book for young people. Relevant and accessible terms and real-world examples teach readers about financial responsibility and how to think critically about their wants and needs. Financial planning strategies are discussed and opportunities to practice activities, such as budgeting and record keeping, are provided.
Children love to read about different kinds of animal families. In this fascinating new book, simple text explains how animals behave toward their young in different and sometimes surprising ways, from fish and reptile mothers who leave their young to fend for themselves to male wolves and penguins who help raise their babies. Engaging photographs also show how mammal mothers teach their young survival skills and how some animals live together in groups.