Readers learn about making, saving, and borrowing money in this illuminating guide for young people on how to manage the money they earn. Helpful examples get readers thinking about how they plan to earn income in the future. Clear text helps them understand relevant concepts such as income tax, interest, and the positive and negative effects of making investments and borrowing money for large purchases.
This important title helps young readers build the skills to make smart choices when spending and saving their money. Realistic examples provide an understanding of the outcomes of spending using different means such as cash or credit. Readers will learn about the benefits of saving money, the various ways to do it, and how a bank manages money. Essential concepts such as credit reports and cost of living are introduced.
Building the skills now to make smart money decisions throughout your lifetime is a sure way to secure your financial future. This inspiring guide encourages young readers to be financially literate for life and to look past today to their financial futures. Readers will learn that financial decisions can have a long-term impact on their lives and that it's important to learn how to manage risks and debt. Using the tips and concepts they have learned, readers will be given the opportunity to practice financial planning for the future.
The basic concepts of financial literacy are explored in this important book for young people. Relevant and accessible terms and real-world examples teach readers about financial responsibility and how to think critically about their wants and needs. Financial planning strategies are discussed and opportunities to practice activities, such as budgeting and record keeping, are provided.
People all over the world trade and buy from each other! This nonfiction book will teach young readers the various services and goods that countries around the world provide. Readers will also be exposed to the different forms of money, such as yen and pesos, and the difference between wants and needs. Colorful images, supporting text, a glossary, table of contents, and index all work together to help readers better understand the content and be fully engaged from cover to cover.
In this simple nonfiction title, early readers will explore money and learn about bills and coins. Children will be encouraged to sort and save through vibrant images and supportive text. A helpful glossary and index assist readers in feeling engaged and eager to learn more!
Are you good at predicting? Have you ever made a scientific prediction? This dynamic science e-book will help third-grade students learn all about scientific predictions and the steps that scientists take to make good predictions. With a hands-on “Think Like a Scientist” lab activity that is aligned to the Next Generation Science Standards, this is a perfect tool to develop students’ scientific practices and support STEM Education. Including a glossary and index, the helpful text features in this easy-to-read informational text support the development of content-area literacy while vibrant images keep readers engaged from cover to cover.